Archived Story

Shopping for insurance could be key

Published 12:52am Sunday, September 22, 2013

When looking to make a big purchase, a smart consumer never jumps at the first offer or goes with a company just because they have done so in the past.

Adopting that same philosophy, it makes perfect sense that the county shops around every year when it comes to its health insurance. Commissioner Les Boggs is on target to push that approach in this area and, ultimately, in any purchase the county makes.

Health insurance premiums have — and will continue to be — a huge expense for government entities such as the county, as well as private-sector employers.

With the county facing a premium increase that could top $1 million, the commission owes it to the taxpayers to look at every avenue to save money. Seeking quotes from additional providers is just smart business.

Long-term, there may be opportunities to save money by developing partnerships that leverage additional buying power, for lack of a better phrase, in order to receive the best rates.

Could the city and county governments form a cooperative to negotiate a better rate? Could other government entities join in? What if private employers joined this as a way of providing the best possible insurance at the lowest cost?

No one knows exactly what effect the Affordable Care Act will have on health insurance premiums in coming years, but it is a relatively safe bet to say they will not be getting cheaper anytime soon.

Working together as one community will be important on this and virtually everything else in a still-struggling economy.


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  • mikehaney

    Health insurance? Won’t need it. We’ll be out of doctors.

    (Report comment)

  • mickakers

    Insurance Companies leave a bad taste in my mouth. There prime concern is profit not care and concern for their customers. They capitalize on fear. Look around, have you ever seen an Insurance executive or agent lacking in the excessive comforts of life? When it comes to Health Care, Socialized Medicine is the answer. We are the only major country in the world that does not have it. Health Care is a service not a business. All members of society have the RIGHT to adequate Health Care without due regard to cost. We all have the obligation to subsidize these costs. We are our Brothers Keepers irregardless of what the self-centered lobbyist promote.

    (Report comment)

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